To ensure the integrity of our payment processes and to protect against repeated returned payments, the following policy will apply to all customers making payments by check or electronic check (eCheck):

1. Two (2) NSF Payments Within a One-Month Period
   
   • If a customer incurs two (2) Non-Sufficient Funds (NSF) occurrences within a rolling one-month period, the customer will no longer be permitted to make their next payment using check or eCheck.
     
   • An alternative payment method (such as credit card, debit card, or other approved method) must be used.
     
2. Five (5) NSF Payments Within a Six-Month Period
   
   • If a customer incurs five (5) NSF occurrences within a rolling six-month period, the customer will permanently lose the ability to make payments by check or eCheck.
     
   • All future payments must be made using an alternative approved method.
     
3. Additional Notes
   
   • An NSF payment is defined as any check or eCheck transaction returned unpaid by the customer’s financial institution due to insufficient funds, closed accounts, or any other reason classified as NSF.
     
   • The company reserves the right to apply any applicable fees associated with returned payments, as outlined in the general terms of service.
     
   • Customers will be notified in writing when restrictions on payment methods are applied under this policy.